HamsaPay’s protocol creates the first liquidity bridge between real world assets and DeFi – to solve the $1.7T liquidity gap. We can turn any x-border trade asset, including receivables, purchase order finance, and inventory finance into data rich-tokens that are tradable on our secure marketplace. Transactions are settled efficiently and securely via FIAT or digital currency.
Ecommerce businesses, marketplaces and their suppliers simply sign up and upload their trade assets to the HamsaPay network. Layers of first and third party data are added to the token, drawn from public records, logistics operators, and from the financial records of participating parties. Sustainability and ESG certification is added to provide even greater detail on business practices.
All tokens undergo an assessment of buyer and seller performance, as well as fraud and counterparty risk, resulting in individual risk ratings. ‘In the box’ risk analysis is also performed to meet the exacting needs of individual investors. Investors can lead or follow when making their investments.
In addition to individual tokens, themed pools of tokens are also available for purchase. Themed pools are collections of tokens with similar risk, category or geographic profiles, making it easy for investors to create their own diversified portfolios.
HamsaPay is the first open ledger for the sale and purchase of tokenized x-border trade assets. Investors can filter tokenized assets by category and risk rating, and access deep data to reach informed purchase decisions. Built on the Algorand blockchain, token purchases made on HamsaPay’s network are 100% traceable, and immutable.
Tokens can also be passed up supply chains as a form of payment, making financing at first-tier pricing available to entire supply chains.